Health Cash Plan

The University is pleased to introduce a new employee benefit to help you budget towards your everyday healthcare costs.

With effect from 1^st August 2015, we are working in partnership with UK Healthcare to offer all staff a healthcare cash plan scheme, which is designed to help cover your day to day healthcare costs and offers 100% cash back (up to policy limits) for a variety of different medical treatments including:

Dental check-ups, X-Rays and hygienist fees
Eye tests, spectacles and contact lenses
Medical prescriptions
Complementary therapies such as physiotherapy and acupuncture
Health screenings
A stay in hospital by you or your child

Please take a look at the benefits table to find out what's covered under the plan.

As a policy holder, you will also be able to benefit from worldwide cover, as well as savings on spas, holidays, theme parks and attractions.

Anyone aged 18 - 70 can take out a policy and you can add your partner/spouse (this includes same-sex couples) to the plan. Up to four dependent children (up to the age of 18) are covered completely free of charge. There is no need for a medical and there are no qualifying periods (excluding maternity), allowing you to claim straight away and get immediate benefit.

UK Healthcare is the trading style of Bolton & District Hospital Saturday Council which operates on a not for profit basis. They have provided Healthcare cash plans for many years with roots going as far back as 1813, when the residents of Great and Little Bolton organised a public collection to raise money for the first 7-bed dispensary. They provide regular charitable donations to health-related charities.

How to join

1. Visit the website: www.ukhealthcare.org.uk/uniofreading

2. Choose the level of cover that best suits your needs

3. Download and complete the application form

4. Select your own personal level of cover

5. Add on up to 4 dependent children (Free of Charge)

6. Add on any Partners / Family member

7. Return the form back by email to d.grimshaw@ukhealthcare.org.uk or s.leathley@ukhealthcare.org.uk and your policy will commence shortly. All premiums will be taken via direct debit.

How to claim

1. Visit the website: www.ukhealthcare.org.uk/uniofreading

2. Complete the on-line claim form

3. Ensure that you have the following information:

Your policy number
A copy of your receipt
Your practitioner details
Your bank details

4. Claims must be submitted within 3 months of the date of treatment.

5. Claims will be reimbursed within 48 hours